Agrobank
Hartani-i
Agrobank Hartani-i is an Islamic home financing-i, from 5.35% (From SBR + 2.60% bank page), up to 90% margin, 20-year tenure.
- Type
- Islamic financing
- Shariah contract
- Tawarruq
- Flexibility
- Not stated
- Rate
- 5.35%
- Rate basis
- From SBR + 2.60% (bank page)
- Max margin
- 90%
- Max tenure
- 20 years
- Lock-in
- Not stated
Key features
- Agricultural land from vendors or public auction
- Land must have or be getting an individual title
- Tenure 20 years or to age 60
Example monthly instalment
At 5.35% on a RM 450,000 loan over 20 years:
RM 3,057 /month
Try your own numbersRates shown are the examples or “as low as” figures each bank publishes on its product page or Product Disclosure Sheet; “On request” means the bank doesn’t publish one. Your actual rate depends on your profile, loan size and lock-in, and is set when you’re approved.Checked 21 October 2026. EstateBuds doesn’t give financial advice; confirm terms with the bank before applying.