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MM2H: living in Malaysia and buying your home

Malaysia My Second Home gives foreigners a 5 to 20-year pass. Most tiers require a fixed deposit and a home in Malaysia worth RM600,000 to RM2 million. Here is every programme side by side, and homes that qualify.

Federal MM2H at a glance

PlatinumGoldSilver
Fixed depositUSD 1,000,000 fixed deposit in a Malaysian bankUSD 500,000 fixed deposit in a Malaysian bankUSD 150,000 fixed deposit in a Malaysian bank
Home you must buyMust buy and own a home of RM2,000,000 or more after approvalMust buy and own a home of RM1,000,000 or more after approvalMust buy and own a home of RM600,000 or more after approval
Pass length20 years, multiple-entry; renewable in 5-year periods after15 years, multiple-entry; renewable5 years, multiple-entry; renewable
Minimum stay90 days a year (ages 25–49, can be shared with family); none from age 5090 days a year (ages 25–49, can be shared with family); none from age 5090 days a year (ages 25–49, can be shared with family); none from age 50
Work allowedBusiness, investment and employment allowedNot allowed without a separate work passNot allowed without a separate work pass
FeesRM200,000 participation fee per principal; RM5,000 processing (RM2,500 per dependant); RM500 a year pass feeRM3,000 participation fee per principal; RM5,000 processing (RM2,500 per dependant); RM500 a year pass feeRM1,000 participation fee per principal; RM5,000 processing (RM2,500 per dependant); RM500 a year pass fee

All tiers: age 25+, apply through a MOTAC-licensed agent, home cannot be sold for 10 years (upgrades allowed).

All programmes

Federal · anywhere in Malaysia

MM2H Platinum

USD 1,000,000 fixed deposit in a Malaysian bank

Home required: from RM 2,000,000

Federal · anywhere in Malaysia

MM2H Gold

USD 500,000 fixed deposit in a Malaysian bank

Home required: from RM 1,000,000

Federal · anywhere in Malaysia

MM2H Silver

USD 150,000 fixed deposit in a Malaysian bank

Home required: from RM 600,000

Federal · anywhere in Malaysia

MM2H Special Economic / Financial Zone (SEZ/SFZ)

USD 65,000 (ages 21–49) or USD 32,000 (age 50+) fixed deposit

Home required

Sarawak

Sarawak MM2H (S-MM2H)

RM500,000 fixed deposit per application, in a Sarawak bank

Home optional: from RM 500,000

Sabah

Sabah MM2H (Silver, Gold, Platinum)

Silver RM500,000; Gold USD 500,000; Platinum USD 1,000,000, in a Sabah panel bank

Home required: from RM 600,000

Homes from RM600,000 (MM2H Silver and above)

View all

Check the state’s minimum price for foreign buyers too; in some states it is higher than the MM2H minimum.

4-bedroom condo, The Villa5
Condominium

RM 692,000

RM 433 psf

4-bedroom condo, The Villa

Klang, Selangor

  • 4
  • 3
  • 1,600 sqft
  • 972 m · Klang

Melur Property Consultants · Leasehold

Buying property as a foreigner

Minimum prices by state, consent, stamp duty, RPGT and which banks lend to foreigners.

Home loans

Compare packages from 20 Malaysian banks; ask each bank about financing for MM2H holders.

Questions people ask

What is MM2H?

Malaysia My Second Home is a long-term visa programme for foreigners who want to live in Malaysia. Applicants place a fixed deposit, meet the age and other criteria, and in most tiers must buy a home in Malaysia.

How much property do I need to buy for MM2H?

Federal MM2H: at least RM600,000 (Silver), RM1,000,000 (Gold) or RM2,000,000 (Platinum). Sabah has similar tiers within Sabah; Sarawak makes buying optional, from RM500,000 to RM600,000. The state’s own minimum price for foreign buyers also applies.

Can I sell my MM2H property?

Under the federal tiers, not for 10 years, except to upgrade to a more expensive home. Sarawak allows a sale after 5 years.

Can I apply for MM2H myself?

Federal MM2H applications go only through a MOTAC-licensed MM2H agent. Sabah and Sarawak run their own application centres.

Can MM2H holders work in Malaysia?

Only Platinum holders may work or run a business. Other tiers need a separate pass; Sarawak allows limited part-time professional work with approval.

Checked against official MM2H, Sabah and Sarawak sources on 21 October 2026. Rules and fees change; confirm with a licensed MM2H agent or the programme office before you apply. EstateBuds does not give immigration advice.

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