Standard Chartered Malaysia
Standard Term Loan
Standard Term Loan is a conventional term (non-flexi) home loan, rate on request.
- Type
- Conventional loan
- Flexibility
- Term (non-flexi)
- Rate
- On request
- Rate basis
- SBR + spread (floating)
- Max margin
- Not stated
- Max tenure
- Not stated
- Lock-in
- Not stated
Key features
- Basic term loan with a fixed schedule
Rates shown are the examples or “as low as” figures each bank publishes on its product page or Product Disclosure Sheet; “On request” means the bank doesn’t publish one. Your actual rate depends on your profile, loan size and lock-in, and is set when you’re approved.Checked 21 October 2026. EstateBuds doesn’t give financial advice; confirm terms with the bank before applying.