Standard Chartered Malaysia home loans
Standard Chartered Malaysia offers 4 home loan and financing packages on EstateBuds (2 conventional, 2 Islamic). Options include full flexi, term (non-flexi) structures. New floating-rate packages are priced on its SBR of 2.75% plus a spread. Standard Chartered Malaysia doesn’t publish its spreads; rates are given on application.
Standard Chartered Malaysia website ↗
Conventional home loans
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| Standard Chartered MalaysiaMortgageOneConventionalFull flexi | On requestSBR + spread (floating) | — | — |
| Standard Chartered MalaysiaStandard Term LoanConventionalTerm (non-flexi) | On requestSBR + spread (floating) | — | — |
Standard Chartered Malaysia
MortgageOneOn request
ConventionalFull flexi· Lock-in — · Margin —
Standard Chartered Malaysia
Standard Term LoanOn request
ConventionalTerm (non-flexi)· Lock-in — · Margin —
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Islamic home financing
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| Standard Chartered MalaysiaSaadiq My Home-iIslamicTerm (non-flexi) | On requestSBR + spread; ceiling rental rate 9.99% | — | — |
| Standard Chartered MalaysiaSaadiq My HomeOne-iIslamicFull flexi | On requestSBR + spread; ceiling rental rate 9.99% | — | — |
Standard Chartered Malaysia
Saadiq My Home-iOn request
IslamicTerm (non-flexi)· Lock-in — · Margin —
Standard Chartered Malaysia
Saadiq My HomeOne-iOn request
IslamicFull flexi· Lock-in — · Margin —
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Land, commercial and industrial financing
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| Standard Chartered MalaysiaCommercial Mortgage (Business MortgageOne)ConventionalFull flexi | On requestBLR + spread for companies (not published) | — | 80% |
| Standard Chartered MalaysiaSaadiq BizProperty Equity-iIslamicTerm (non-flexi) | On requestBFR (companies) or SBR (individuals) + spread; ceiling 9.99% | None | — |
Standard Chartered Malaysia
Commercial Mortgage (Business MortgageOne)On request
ConventionalFull flexi· Lock-in — · Margin 80%
Standard Chartered Malaysia
Saadiq BizProperty Equity-iOn request
IslamicTerm (non-flexi)· Lock-in None · Margin —
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Rates shown are the examples or “as low as” figures each bank publishes on its product page or Product Disclosure Sheet; “On request” means the bank doesn’t publish one. Your actual rate depends on your profile, loan size and lock-in, and is set when you’re approved.Checked 22 October 2026. EstateBuds doesn’t give financial advice; confirm terms with the bank before applying.
Questions people ask
What is the Standard Chartered Malaysia home loan interest rate?
Standard Chartered Malaysia doesn’t publish a rate for its home packages. They are priced at its SBR (2.75%) plus a spread set when you apply.
Does Standard Chartered Malaysia offer Islamic home financing?
Yes: Saadiq My Home-i, Saadiq My HomeOne-i (Musharakah Mutanaqisah).
Does Standard Chartered Malaysia have a full flexi home loan?
Yes: MortgageOne, Saadiq My HomeOne-i.