BSN home loans
BSN offers 3 home loan and financing packages on EstateBuds (1 conventional, 2 Islamic). Options include semi flexi structures. New floating-rate packages are priced on its SBR of 2.75% plus a spread. Its lowest published rate is 3.65% (BSN MyHome).
Conventional home loans
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| BSNBSN MyHomeConventional | 3.65%From SBR + 0.90% (tiered by amount) | None | 95% |
BSN
BSN MyHome3.65%
Conventional· Lock-in None · Margin 95%
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Islamic home financing
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| BSNBSN MyHome-iIslamicSemi flexi | 3.65%From SBR + 0.90% (tiered by amount) | None | 95% |
| BSNBSN MyHome-i SJKP-MADANIIslamic | 4.35%SBR + 1.60% | — | 120% |
BSN
BSN MyHome-i3.65%
IslamicSemi flexi· Lock-in None · Margin 95%
4.35%
Islamic· Lock-in — · Margin 120%
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Land, commercial and industrial financing
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| BSNCommercial Property (Hartanah Komersial)ConventionalTerm (non-flexi) | 4.75%SBR + 2.00% (RM100k+, PDS Jul 2025) | — | 85% |
| BSNCommercial Property-iIslamicTerm (non-flexi) | 4.75%SBR + 2.00% (RM100k+, bank page) | — | 85% |
ConventionalTerm (non-flexi)· Lock-in — · Margin 85%
4.75%
IslamicTerm (non-flexi)· Lock-in — · Margin 85%
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Rates shown are the examples or “as low as” figures each bank publishes on its product page or Product Disclosure Sheet; “On request” means the bank doesn’t publish one. Your actual rate depends on your profile, loan size and lock-in, and is set when you’re approved.Checked 22 October 2026. EstateBuds doesn’t give financial advice; confirm terms with the bank before applying.
Questions people ask
What is the BSN home loan interest rate?
BSN publishes 3.65% for BSN MyHome; 3.65% for BSN MyHome-i; 4.35% for BSN MyHome-i SJKP-MADANI. These are the bank’s own examples; your rate is set on approval.
Does BSN offer Islamic home financing?
Yes: BSN MyHome-i (Tawarruq (Commodity Murabahah)), BSN MyHome-i SJKP-MADANI (Tawarruq (Commodity Murabahah)).