RHB home loans
RHB offers 2 home loan and financing packages on EstateBuds (1 conventional, 1 Islamic). Options include full flexi structures. New floating-rate packages are priced on its SBR of 2.75% plus a spread. RHB doesn’t publish its spreads; rates are given on application.
Conventional home loans
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| RHBRHB My1 Full Flexi Home LoanConventionalFull flexi | On requestSBR + spread, daily rest | — | 90% |
On request
ConventionalFull flexi· Lock-in — · Margin 90%
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Islamic home financing
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| RHBCommodity Murabahah Home Financing-i Full FlexiIslamicFull flexi | On requestSBR-i + spread; ceiling profit rate 10.25% | — | — |
On request
IslamicFull flexi· Lock-in — · Margin —
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Land, commercial and industrial financing
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| RHBBizPower SME Property LoanConventionalTerm (non-flexi) | On requestBLR − 1.60% (PDS illustration spread; BLR not stated) | 3 yrs | 90% |
| RHBBizPower-i SME Property FinancingIslamic | On requestRate on request | — | 90% |
| RHBCMTF-i for PropertyIslamicTerm (non-flexi) | On requestSBR-i + spread (not published); ceiling 10.25% | None | 85% |
| RHBCMTF-i for Property (Full Flexi)IslamicFull flexi | On requestSBR-i + spread (not published); ceiling 10.25% | None | 85% |
| RHBSME Green Commercial Property FinancingConventionalTerm (non-flexi) | On requestBLR/BFR − 2.80% (PDS illustration spread; base rate not stated) | None | — |
On request
ConventionalTerm (non-flexi)· Lock-in 3 yrs · Margin 90%
On request
Islamic· Lock-in — · Margin 90%
On request
IslamicTerm (non-flexi)· Lock-in None · Margin 85%
On request
IslamicFull flexi· Lock-in None · Margin 85%
On request
ConventionalTerm (non-flexi)· Lock-in None · Margin —
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Rates shown are the examples or “as low as” figures each bank publishes on its product page or Product Disclosure Sheet; “On request” means the bank doesn’t publish one. Your actual rate depends on your profile, loan size and lock-in, and is set when you’re approved.Checked 22 October 2026. EstateBuds doesn’t give financial advice; confirm terms with the bank before applying.
Questions people ask
What is the RHB home loan interest rate?
RHB doesn’t publish a rate for its home packages. They are priced at its SBR (2.75%) plus a spread set when you apply.
Does RHB offer Islamic home financing?
Yes: Commodity Murabahah Home Financing-i Full Flexi (Tawarruq (Commodity Murabahah)).
Does RHB have a full flexi home loan?
Yes: Commodity Murabahah Home Financing-i Full Flexi, RHB My1 Full Flexi Home Loan.