Hong Leong Bank home loans
Hong Leong Bank offers 5 home loan and financing packages on EstateBuds (4 conventional, 1 Islamic). Options include semi flexi, full flexi structures. New floating-rate packages are priced on its SBR of 2.75% plus a spread. Hong Leong Bank doesn’t publish its spreads; rates are given on application.
Conventional home loans
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| Hong Leong BankHome LoanConventionalSemi flexi | On requestSBR + spread (floating), daily interest | — | 90% |
| Hong Leong BankMortgagePlus Home LoanConventionalFull flexi | On requestSBR + spread (floating), daily interest | — | 90% |
| Hong Leong BankRefinancing (Property Loan)ConventionalSemi flexi | On requestSBR + spread | — | 90% |
| Hong Leong BankSpecial Housing LoanConventional | On requestRate on request | — | — |
Hong Leong Bank
Home LoanOn request
ConventionalSemi flexi· Lock-in — · Margin 90%
Hong Leong Bank
MortgagePlus Home LoanOn request
ConventionalFull flexi· Lock-in — · Margin 90%
Hong Leong Bank
Refinancing (Property Loan)On request
ConventionalSemi flexi· Lock-in — · Margin 90%
Hong Leong Bank
Special Housing LoanOn request
Conventional· Lock-in — · Margin —
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Islamic home financing
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| Hong Leong BankCM Flexi Property Financing-iIslamicSemi flexi | On requestFloating, capped | — | 90% |
Hong Leong Bank
CM Flexi Property Financing-iOn request
IslamicSemi flexi· Lock-in — · Margin 90%
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Land, commercial and industrial financing
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| Hong Leong BankBusiness MortgageConventionalSemi flexi | On requestBLR ± spread (spread not published) | 3 yrs | — |
| Hong Leong BankCM Flexi Property Financing-i (Business)IslamicSemi flexi | On requestIFR − spread (PDS figures conflict); ceiling 15% | 3 yrs | — |
| Hong Leong BankCM Flexi Property Financing-i (Shop)IslamicSemi flexi | On requestSBR + spread (the PDS illustration is shared with home financing); ceiling 15% | None | — |
| Hong Leong BankSMElite Property FinancingConventional | On requestTerm loan BLR − 2.20% (BLR not stated on page) | — | 150% |
| Hong Leong BankSMElite-i CM Flexi Term Financing-iIslamic | On requestAs low as IFR − 2.20% (IFR not stated on page) | — | 150% |
| Hong Leong BankShop LoanConventionalSemi flexi | On requestSBR + spread (the PDS illustration is shared with home loans) | None | — |
Hong Leong Bank
Business MortgageOn request
ConventionalSemi flexi· Lock-in 3 yrs · Margin —
Hong Leong Bank
CM Flexi Property Financing-i (Business)On request
IslamicSemi flexi· Lock-in 3 yrs · Margin —
Hong Leong Bank
CM Flexi Property Financing-i (Shop)On request
IslamicSemi flexi· Lock-in None · Margin —
Hong Leong Bank
SMElite Property FinancingOn request
Conventional· Lock-in — · Margin 150%
Hong Leong Bank
SMElite-i CM Flexi Term Financing-iOn request
Islamic· Lock-in — · Margin 150%
Hong Leong Bank
Shop LoanOn request
ConventionalSemi flexi· Lock-in None · Margin —
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Rates shown are the examples or “as low as” figures each bank publishes on its product page or Product Disclosure Sheet; “On request” means the bank doesn’t publish one. Your actual rate depends on your profile, loan size and lock-in, and is set when you’re approved.Checked 22 October 2026. EstateBuds doesn’t give financial advice; confirm terms with the bank before applying.
Questions people ask
What is the Hong Leong Bank home loan interest rate?
Hong Leong Bank doesn’t publish a rate for its home packages. They are priced at its SBR (2.75%) plus a spread set when you apply.
Does Hong Leong Bank offer Islamic home financing?
Yes: CM Flexi Property Financing-i (Tawarruq (Commodity Murabahah)).
Does Hong Leong Bank have a full flexi home loan?
Yes: MortgagePlus Home Loan.