Maybank home loans
Maybank offers 4 home loan and financing packages on EstateBuds (1 conventional, 3 Islamic). Options include semi flexi, term (non-flexi), full flexi structures. New floating-rate packages are priced on its SBR of 2.75% plus a spread. Maybank doesn’t publish its spreads; rates are given on application.
Conventional home loans
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| MaybankMaxiHome Flexi LoanConventionalFull flexi | On requestSBR + spread (floating) | — | 90% |
Maybank
MaxiHome Flexi LoanOn request
ConventionalFull flexi· Lock-in — · Margin 90%
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Islamic home financing
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| MaybankCommodity Murabahah Home Financing-iIslamicSemi flexi | On requestSBR + spread; fixed, tiered or capped variable options | None | 90% |
| MaybankHouzKEY (rent-to-own)IslamicTerm (non-flexi) | On requestFloating profit rate | — | 100% |
| MaybankMaxiHome-iIslamic | On requestVariable profit rate | None | 90% |
On request
IslamicSemi flexi· Lock-in None · Margin 90%
Maybank
HouzKEY (rent-to-own)On request
IslamicTerm (non-flexi)· Lock-in — · Margin 100%
Maybank
MaxiHome-iOn request
Islamic· Lock-in None · Margin 90%
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Land, commercial and industrial financing
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| MaybankMaxiPlan-i Property & Business FinancingIslamicTerm (non-flexi) | On requestRate on request | — | — |
On request
IslamicTerm (non-flexi)· Lock-in — · Margin —
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Rates shown are the examples or “as low as” figures each bank publishes on its product page or Product Disclosure Sheet; “On request” means the bank doesn’t publish one. Your actual rate depends on your profile, loan size and lock-in, and is set when you’re approved.Checked 22 October 2026. EstateBuds doesn’t give financial advice; confirm terms with the bank before applying.
Questions people ask
What is the Maybank home loan interest rate?
Maybank doesn’t publish a rate for its home packages. They are priced at its SBR (2.75%) plus a spread set when you apply.
Does Maybank offer Islamic home financing?
Yes: Commodity Murabahah Home Financing-i (Tawarruq (Commodity Murabahah)), HouzKEY (rent-to-own) (Rent-to-own (Islamic)), MaxiHome-i (Bai Bithaman Ajil (BBA)).
Does Maybank have a full flexi home loan?
Yes: MaxiHome Flexi Loan.