Alliance Bank home loans
Alliance Bank offers 7 home loan and financing packages on EstateBuds (5 conventional, 2 Islamic). Options include full flexi, semi flexi structures. New floating-rate packages are priced on its SBR of 2.75% plus a spread. Its lowest published rate is 4.11% (Alliance FlexLink Home Financing-i).
Conventional home loans
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| Alliance BankAlliance Housing LoanConventional | 4.11%SBR + 1.36% to 2.96% (PDS range) | None | 90% |
| Alliance BankAlliance FlexLink Home LoanConventionalFull flexi | 5.00%SBR + 2.25% (PDS illustration) | — | — |
| Alliance BankAlliance FlexSave Home LoanConventionalSemi flexi | 5.00%SBR + 2.25% (PDS illustration) | — | 90% |
| Alliance BankAlliance Green Residential Property FinancingConventional | On requestPreferential rate on request | — | 90% |
| Alliance BankAlliance One Account (refinancing)Conventional | On requestRate on request | — | 95% |
Alliance Bank
Alliance Housing Loan4.11%
Conventional· Lock-in None · Margin 90%
Alliance Bank
Alliance FlexLink Home Loan5.00%
ConventionalFull flexi· Lock-in — · Margin —
Alliance Bank
Alliance FlexSave Home Loan5.00%
ConventionalSemi flexi· Lock-in — · Margin 90%
Alliance Bank
Alliance Green Residential Property FinancingOn request
Conventional· Lock-in — · Margin 90%
Alliance Bank
Alliance One Account (refinancing)On request
Conventional· Lock-in — · Margin 95%
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Islamic home financing
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| Alliance BankAlliance FlexLink Home Financing-iIslamicFull flexi | 4.11%SBR + 1.36% (bank example) | — | 90% |
| Alliance BankAlliance Home Financing-iIslamicSemi flexi | 5.00%SBR + 2.25% (PDS illustration); ceiling 9.90% | — | — |
Alliance Bank
Alliance FlexLink Home Financing-i4.11%
IslamicFull flexi· Lock-in — · Margin 90%
Alliance Bank
Alliance Home Financing-i5.00%
IslamicSemi flexi· Lock-in — · Margin —
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Land, commercial and industrial financing
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| Alliance BankBusiness Premise Financing-iIslamicSemi flexi | 6.88%BFR + spread (PDS illustration, Dec 2025); ceiling 10% | — | — |
| Alliance BankBusiness Premises FinancingConventionalSemi flexi | On requestBLR ± spread (not published) | — | 95% |
| Alliance BankCommercial Property Financing-iIslamic | On requestSBR + spread (not published for commercial); ceiling 10% | — | 85% |
| Alliance BankCommercial Property LoanConventionalSemi flexi | On requestSBR + spread (not published for commercial) | — | 85% |
Alliance Bank
Business Premise Financing-i6.88%
IslamicSemi flexi· Lock-in — · Margin —
Alliance Bank
Business Premises FinancingOn request
ConventionalSemi flexi· Lock-in — · Margin 95%
Alliance Bank
Commercial Property Financing-iOn request
Islamic· Lock-in — · Margin 85%
Alliance Bank
Commercial Property LoanOn request
ConventionalSemi flexi· Lock-in — · Margin 85%
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Rates shown are the examples or “as low as” figures each bank publishes on its product page or Product Disclosure Sheet; “On request” means the bank doesn’t publish one. Your actual rate depends on your profile, loan size and lock-in, and is set when you’re approved.Checked 22 October 2026. EstateBuds doesn’t give financial advice; confirm terms with the bank before applying.
Questions people ask
What is the Alliance Bank home loan interest rate?
Alliance Bank publishes 4.11% for Alliance FlexLink Home Financing-i; 4.11% for Alliance Housing Loan; 5.00% for Alliance FlexLink Home Loan; 5.00% for Alliance FlexSave Home Loan; 5.00% for Alliance Home Financing-i. These are the bank’s own examples; your rate is set on approval.
Does Alliance Bank offer Islamic home financing?
Yes: Alliance FlexLink Home Financing-i (Tawarruq (Commodity Murabahah)), Alliance Home Financing-i (Tawarruq (Commodity Murabahah)).
Does Alliance Bank have a full flexi home loan?
Yes: Alliance FlexLink Home Financing-i, Alliance FlexLink Home Loan.