Alliance Bank
Alliance Housing Loan
Alliance Housing Loan is a conventional home loan, from 4.11% (SBR + 1.36% to 2.96% PDS range), up to 90% margin, 35-year tenure.
- Type
- Conventional loan
- Flexibility
- Not stated
- Rate
- 4.11%
- Rate basis
- SBR + 1.36% to 2.96% (PDS range)
- Max margin
- 90%
- Max tenure
- 35 years
- Lock-in
- None
Key features
- No lock-in period
- Completed or under-construction property
Example monthly instalment
At 4.11% on a RM 450,000 loan over 30 years:
RM 2,177 /month
Try your own numbersSimilar packages from other banks
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| BSNBSN MyHomeConventional | 3.65%From SBR + 0.90% (tiered by amount) | None | 95% |
BSN
BSN MyHome3.65%
Conventional· Lock-in None · Margin 95%
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Rates shown are the examples or “as low as” figures each bank publishes on its product page or Product Disclosure Sheet; “On request” means the bank doesn’t publish one. Your actual rate depends on your profile, loan size and lock-in, and is set when you’re approved.Checked 21 October 2026. EstateBuds doesn’t give financial advice; confirm terms with the bank before applying.