BSN
BSN MyHome
BSN MyHome is a conventional home loan, from 3.65% (From SBR + 0.90% tiered by amount), up to 95% margin, 35-year tenure.
- Type
- Conventional loan
- Flexibility
- Not stated
- Rate
- 3.65%
- Rate basis
- From SBR + 0.90% (tiered by amount)
- Max margin
- 95%
- Max tenure
- 35 years
- Lock-in
- None
Key features
- No lock-in
- Margin includes MRTA
Example monthly instalment
At 3.65% on a RM 450,000 loan over 30 years:
RM 2,059 /month
Try your own numbersSimilar packages from other banks
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| Alliance BankAlliance Housing LoanConventional | 4.11%SBR + 1.36% to 2.96% (PDS range) | None | 90% |
Alliance Bank
Alliance Housing Loan4.11%
Conventional· Lock-in None · Margin 90%
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Rates shown are the examples or “as low as” figures each bank publishes on its product page or Product Disclosure Sheet; “On request” means the bank doesn’t publish one. Your actual rate depends on your profile, loan size and lock-in, and is set when you’re approved.Checked 21 October 2026. EstateBuds doesn’t give financial advice; confirm terms with the bank before applying.