Affin Bank
Home Build
Affin Bank Home Build is a conventional term (non-flexi) home loan, rate on request, up to 90% margin, 30-year tenure.
- Type
- Conventional loan
- Flexibility
- Term (non-flexi)
- Rate
- On request
- Rate basis
- SBR + spread (PDS dated 2024)
- Max margin
- 90%
- Max tenure
- 30 years
- Lock-in
- 3 years
Key features
- Buy residential land and build a house
- Construction tranche up to 35 years
- 2% penalty within 3 years
Rates shown are the examples or “as low as” figures each bank publishes on its product page or Product Disclosure Sheet; “On request” means the bank doesn’t publish one. Your actual rate depends on your profile, loan size and lock-in, and is set when you’re approved.Checked 21 October 2026. EstateBuds doesn’t give financial advice; confirm terms with the bank before applying.