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EstateBuds

Affin Bank

Home Build-i

Affin Bank Home Build-i is an Islamic semi flexi home financing-i, rate on request, up to 75% margin, 30-year tenure.

Type
Islamic financing
Shariah contract
Musharakah Mutanaqisah
Flexibility
Semi flexi
Rate
On request
Rate basis
Rate on request; ceiling 12% (land)
Max margin
75%
Max tenure
30 years
Lock-in
Not stated

Key features

  • Residential land plus construction, or construction only
  • Construction up to 85% and 35 years
  • Redraw prepayments

Similar packages from other banks

  • Agrobank

    Hartani-i

    5.35%

    Islamic· Lock-in — · Margin 90%

Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.

Rates shown are the examples or “as low as” figures each bank publishes on its product page or Product Disclosure Sheet; “On request” means the bank doesn’t publish one. Your actual rate depends on your profile, loan size and lock-in, and is set when you’re approved.Checked 21 October 2026. EstateBuds doesn’t give financial advice; confirm terms with the bank before applying.