Green home loans
Several banks offer preferential terms for certified green homes (for example GBI-rated projects), and some finance solar panels on top of the home.
Rates for green packages are usually given on request; check what certification the bank accepts before you buy.
- Packages
- 3
- Banks
- 3
- Lowest published rate
- —
- Base rate (SBR)
- 2.75%
| Bank / package | Rate | Lock-in | Margin |
|---|---|---|---|
| Alliance BankAlliance Green Residential Property FinancingConventional | On requestPreferential rate on request | — | 90% |
| Bank MuamalatSMART Mortgage Green PLUSIslamicTerm (non-flexi) | On requestRate on request | None | 110% |
| Public Bank5HOME PlanConventionalSemi flexi | On requestFloating (SBR-pegged) or fixed options | — | 90% |
Alliance Bank
Alliance Green Residential Property FinancingOn request
Conventional· Lock-in — · Margin 90%
Bank Muamalat
SMART Mortgage Green PLUSOn request
IslamicTerm (non-flexi)· Lock-in None · Margin 110%
Public Bank
5HOME PlanOn request
ConventionalSemi flexi· Lock-in — · Margin 90%
Rates are the figures each bank publishes; “On request” means it doesn’t publish one. Estimate only — the bank decides the final rate and approval.
Rates shown are the examples or “as low as” figures each bank publishes on its product page or Product Disclosure Sheet; “On request” means the bank doesn’t publish one. Your actual rate depends on your profile, loan size and lock-in, and is set when you’re approved.Checked 22 October 2026. EstateBuds doesn’t give financial advice; confirm terms with the bank before applying.
Questions people ask
Which banks offer green home loans?
3 banks: Alliance Bank, Bank Muamalat, Public Bank.